Opening 1 August · UK households

Clarity over your household money, without the admin.

keel sorts every transaction across every account in minutes, shows you exactly where the money goes, and points at what's worth doing next. A financial coach for the whole household, not another budget tracker.

Why keel

Everything a spreadsheet made you do by hand. Handled.

Sorted for you

Two hours of admin, done in two minutes.

Upload a statement, or connect your bank, and keel names and categorises your spending across every account, even the personal spending hiding in your business ones. No spreadsheet, no Sunday admin.

A list of bank transactions automatically categorised by keel, each with a merchant name, category and amount.

See it clearly

See where the money actually goes.

Income and spending, itemised and always up to date. It's the report you'd battle to build in a spreadsheet, ready the moment your statements land.

keel's monthly summary showing income, spending and the amount saved, with a plain-English recap of the month. — **Summary** The month at a glance.

keel's full profit-and-loss breakdown: income and every spending category, this month against last and the year to date, with the net position. — **Full P&L** Every category, this month against last, and the year so far.

keel's trends chart showing six months of spending against income, with the biggest movers since December. — **Trends** How it's moving over time.

Know your next move

Tells you what's worth doing this month.

keel doesn't just report. It points at what would help your household most, and it's built for two: joint accounts, solo accounts, the self-employed pots. One honest picture.

keel's dashboard showing a financial health score and a suggested next move for the month.

And there's more

All connected, and always up to date.

Budgets

Set targets by category and see how you're tracking through the month.

Debt repayment planning

A clear payoff order, and a debt-free date to work towards.

Financial goals

Set what you're saving for and watch the pace, updated as your money moves.